Bodily Injury Liability
When can it be used? In case of an at-fault car accident caused by any of the people covered by the insurance Who does it cover? you, the policyholder members of your family living with you people using your car with your consent Who does it pay for? It pays to the person…Read More
High-Risk Drivers and High Insurance Costs in the State of Nevada
In the state of Nevada, one must abide by the driving laws to maintain a low insurance premium. Insurance companies will look at your driving record when determining a price for your monthly premium. High-risk drivers in Nevada include those who: Have tickets and a history of speeding or distracted driving Have been involved in…Read More
Why Deductible and Is There a Way Around It?
A deductible is the amount of money you agree to pay as your share of the cost of a claim before the insurer is committed to paying the rest of the claim. Deductible helps mitigate the moral hazard in insurance. This means the risk that the policyholder may not act in good faith. So, deductible…Read More