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Common driver discounts:
- Good Driver/Claim-Free Driver
- Low-Risk Occupation
- Driver Training
Common vehicle discounts:
- Safety Equipment Installed
- Alternative Fuel Car
- Hybrid Vehicle
- New Car
Common policy discounts:
- Multi-Vehicle Insurance
- Full Premium Payment
- Bundling Multiple Policies
- Customer Loyalty
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Do You Know Nevada Personal Automobile Insurance Basics?
Car Liability Insurance
A required car insurance that protects you and pays the claims for damages and any injuries resulting from a car accident for which you are found to be responsible.
Car collision insurance coverage protects against damage to your vehicle resulting from a collision, regardless of who is at fault. It pays to fix your damaged vehicle.
Comprehensive insurance covers you against theft or other car damage but collision that may include fire, flood, vandalism, wind damage, falling objects.
Uninsured or Underinsured
Uninsured/Underinsured Motorist covers you and occupants in your car if you get injured in an accident in which the other driver is legally liable but is uninsured.
Medical Payment Coverage
It pays for necessary medical expenses, without regard to legal liability, resulting from accidental bodily injury while driving or occupying an insured vehicle.
Car Insurance Deductible
A deductible is a portion that is subtracted from the amount the insurer would otherwise pay you as the insured. It is selected when you buy car insurance.
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Frequently Asked Questions
What are Credit-Based Insurance Scores?
Credit-based insurance scores are used by some insurance companies to determine your insurance premium for certain level of coverage. The insurance score is a number based on certain aspects of your credit history. Many insurers use their own methods to determine your credit-based insurance score. That is why there can be a wide variation from insurer to insurer and its impact on your premium.
What is a car insurance rating?
Car insurance rating is a process of determination of the premium required for certain level of insurance. In general, it is based on the driver and vehicle characteristics plus selected amount and type of coverage.
How long does it take for an insurer to respond to a claim?
An insurer must approve or deny a casualty claim within 30 days after receiving the claim. If the insurer requires additional information or time to determine whether to approve or deny a claim, it must notify the policyholder of this request within 20 days after it receives the claim.
What Our Clients Are Saying
Cheap Las Vegas Insurance is owned and operated by Selection Insurance LLC – an independent insurance agency that offers affordable insurance options to Nevada Las Vegas Valley residents.
Selection Insurance Agency
6875 W Russell Rd Unit A
Las Vegas, NV 89118
Our mission is to help our clients get the best and cheapest possible insurance. Once we know your insurance needs and current situation we search and compare multiple quotes from many trusted insurance carriers, before selecting and presenting to you the cheapest and best offers to choose from. Want to lower your insurance bills?
Call Us Now! 725-777-3777