Life, Disability, and Long-Term Care Insurance.

Cheap Las Vegas Insurance helps you get best of discounts and coverage you need.

Life Insurance Products

• Term Life Insurance
• Guaranteed Universal Life
• Whole Life Insurance
• Joint Life Insurance
  • First-To-Die Insurance
  • Second-To-Die Insurance

Term Life Insurance is a crucial step in planning for the future of you and your family. Life Insurance is a personal decision and it can fulfill promises and obligations to your family if you are no longer living.

Death benefits are free of income taxes and can be used to cover funeral expenses, repay debt, provide for education, pay estate taxes, or any other expenses your survivors may incur. The benefits may provide sufficient funds to allow your family to maintain their current home and lifestyle.

Universal Life Insurance offers great flexibility. Policyholders can determine the amount and frequency of premium payments. Premiums cover the insurance expenses along with a savings or investment component. The stated interest on the investment portion changes to reflect the current conditions.

Whole Life Insurance provides permanent protection from the date of policy issue to the date of the insured’s death, provided the premiums are paid.

Joint Life Insurance is an insurance on two persons – usually married. In general two types of life insurance policies are offered as Joint Life Insurance.

With First-To-Die insurance, when one of the insured individuals dies, the other surviving person receives the death benefit of the life insurance policy.

Second-To-Die type of insurance usually provides benefits to any surviving heirs when the last surviving insured individual dies. The policy can be designed to pay estate taxes or provide support to any surviving children.

Disability Insurance

• Disability Income
• Disability Business Overhead Expense
• Disability Buy/Sell

Disability Income insurance provides supplementary income in case of illness or accident resulting in a disability of the insured.

Disability Business Overhead Expense insurance pays for business overhead expenses in case the insured business owner becomes disabled.

Disability Buy/Sell is an insurance policy that provides cash for business partners to buy the business share of a disabled partner and thus helps protect the business and its operations.

Long-Term Care Insurance

Long-Term Care insurance provides benefits to the insured individual that help pay the cost of long-term care not covered by health insurance, Medicare or Medicaid programs