Selection Insurance Agency, 6875 W Russell Rd Unit A, Las Vegas, NV 89118

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Posts by Selection Insurance Agency

How Does Bodily Injury Liability Work?

For Nevada, the minimum required bodily injury liability is 25/50 – $25,000 per person and $50,000 per crash. Here are some scenarios:   One person injured. Cost $35,000. Even though the limit per crash is $50,000, your insurance will cover only $25,000 as this is the limit per person.   Two persons injured. The cost…

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Bodily Injury Liability

When can it be used? In case of an at-fault car accident caused by any of the people covered by the insurance   Who does it cover? you, the policyholder members of your family living with you people using your car with your consent    Who does it pay for? It pays to the person…

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Young Drivers: What is an Instruction Permit?

The Instruction Permit is Also Called a Learner’s Permit Instruction Permit is a type of driver’s license for drivers between the ages of 15 ½ and 18. To obtain a learner’s permit, also called an instruction permit, you must pass a written test based on the Nevada Driver Handbook,  instead of taking a driver’s education…

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Car Insurance Specifics in Nevada

Auto insurance – All drivers in Nevada must purchase one from a licensed professional. By law, Nevada drivers must purchase car insurance. Cheap Las Vegas Insurance helps you get the best of discounts and coverage you need.   Driver Education Credit – If you are 55 and older and if you successfully complete a driving…

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High vs Low Deductibles

What is a Deductible? A deductible is the amount of money the insured is required to pay before his/her insurance begins covering the costs. For example, if you were in a car accident and the damage totaled to $8000 and your deductible was $1000, this means that you would pay the first $1000 of the…

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Why Deductible and Is There a Way Around It?

A deductible is the amount of money you agree to pay as your share of the cost of a claim before the insurer is committed to paying the rest of the claim.  Deductible helps mitigate the moral hazard in insurance. This means the risk that the policyholder may not act in good faith. So, deductible…

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Car Insurance Terms Explained

How to Read Your Car Insurance Policy   Additional insured – a person is covered by an insurance policy that is different from the policyholder, typically all household members with driver licenses apart from the primary driver.   At-fault accident – An accident that you cause, either through an act of your own or by…

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