1. To Help Protect Your Vehicle and Your Pocket
Car insurance protects you from the expenses of unexpected collisions. With car insurance, you are paying to have peace of mind when driving because you are ultimately taking a huge financial risk every time you take your car out on the road. If you are at fault in an accident, by law, you would be responsible for all of the damages done to your car, the surrounding roads, and any other cars involved in the collision. However, when insured, the insurance company will provide financial protection in the event that your vehicle or any other vehicles have been damaged.
2. Protect Yourself and Your Passengers
Car insurance not only protects vehicles involved in the accident but also provides coverage for any injuries and medical expenses to any other drivers, passengers, and pedestrians.
3. It is Often Required to Satisfy a Loan or Lease Requirement
When financing or leasing a vehicle, your lienholder will require you to purchase collision coverage or comprehensive coverage to help protect their investment. Having coverage may help pay to repair or replace the vehicle if it's damaged in a covered loss.
4. It’s the Law
Driving without car insurance is illegal in 48 states and the District of Columbia. In the state of Nevada, it is required that a driver must have liability insurance of a minimum of $25,000 for bodily injury or death of one person in an accident, $50,000 for bodily injury or death of two or more persons in an accident, and $25,000 for injury to or destruction of property of others in any one accident. For a lapse of coverages, there is a system of fees and fines.
Visit the Nevada DMV website for more information.
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