Types of Professionals That Typically Sell Insurance
There are three main types of professionals who sell insurance:
- Captive agents (Exclusive agents) - and they are contracted to work for one insurance company and can only sell that company's policies. They are salary or commission paid, or a combination, but in any case, they are paid by the insurance company.
- Independent agents (brokers) - work with a variety of insurance companies and can sell policies from multiple providers. Insurance agents are experienced in the insurance industry and can often find you a deal that fits your specific needs and budget. They usually work on commission on the premiums they sell. Selection Insurance is such an independent insurance agency. Just, ask them to find you the best insurance deal that fits your needs and requirements. Call 725-777-3777 now!
The above two types are insurance intermediaries.
- Direct writers – they are insurance companies that do not always use agents as intermediaries; instead, some of their employees are licensed as agents in Nevada and are authorized to sell insurance.
Is it better to buy an insurance policy directly from an insurance company or through a broker?